finance_ops · finance · workflow

Ramp AI agent autonomously fixes merchant classifications in under 10 seconds

Incorrect merchant classifications frustrated Ramp customers, and the manual process of fixing them — handled by customer support, finance, and engineering teams — took hours per request and could not scale as Ramp grew.

How it works
Common implementation structure
How this type of workflow is generally built, generalized across documented cases — not tied to any one vendor's stack. Click any stage to read what happens there. Specific products that implement these stages appear in “Tools commonly seen” below.
Stage 1 · User submits correction request
A Ramp user reports an incorrect merchant classification by providing a new merchant name, website, and category via the transaction UI.
Tools used
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Outcome

The AI agent handles close to 100% of merchant classification fix requests autonomously, resolving them in less than 10 seconds instead of hours, while improving nearly 99% of transaction classifications. Before the agent, manual teams could service only 3% of requests in 2023 and 1.5% in 2024; resolution costs dropped from hundreds of dollars per request to cents.

Results
Time savedless than 10 seconds
Volumefewer than 10%
Cost replacedhundreds of dollars
Source

https://engineering.ramp.com/post/fixing-merchant-classifications-with-ai

How we source this →

Grounding & classification
Source type: technical build writeup
42 fields verified against source quotes.
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